Privacy Policy

Depending on how you interact with the website, we may collect information such as your name, phone number, email address, city, state, ZIP code, service address when needed, services or opportunities you are interested in, appointment or scheduling information, and information you voluntarily provide through forms, quizzes, applications, surveys, messages, or conversations.

We may also collect information needed to determine product, service, or provider availability.

We may also receive basic technical information automatically when you use the website, such as browser type, device type, IP address, general geographic area, pages viewed, referral source, and website activity.

Information may be used to respond to your questions or requests, contact you about a service or opportunity you requested information about, determine whether products or services are available in your area, help identify plans or providers that may fit your needs, schedule calls, appointments, or consultations, provide customer support, follow up regarding an inquiry, process applications or enrollment-related requests, send requested information, improve the website and customer experience, maintain business and communication records, meet legal, regulatory, compliance, or provider requirements, and prevent fraud, misuse, or unauthorized activity.

We do not use information simply for purposes unrelated to the reason it was collected without an appropriate basis to do so.

If you provide your phone number and request information, you authorize Beverly Gonzalez or an applicable service provider or representative to contact you regarding your inquiry.

Communications may include phone calls or text messages related to your requested service, your requested opportunity, appointment scheduling, follow-up questions, enrollment assistance, customer support, or information you specifically requested.

Message and data rates may apply.

Consent to receive marketing text messages is not a condition of purchasing a product or service.

You may request that text messages stop at any time by replying STOP.

You may also request assistance by replying HELP.

After an opt-out request is processed, additional messages may be sent when necessary to confirm the opt-out or when otherwise permitted by law.

If you provide your email address, we may use it to respond to your inquiry, provide requested information, send appointment information, deliver service-related communications, or follow up regarding your request.

Where applicable, marketing emails will include an unsubscribe option.

Transactional or service-related communications may still be sent when necessary to complete or support a request you initiated.

We do not sell your personal information for money.

We may, however, provide information to companies or service providers when necessary to respond to your request, determine eligibility, provide a requested service, process an application, schedule an appointment, operate the website, or perform another legitimate business function.

Depending on the service you request, information may be shared with appropriate third parties such as energy suppliers, insurance carriers, licensed insurance professionals, telecommunications providers, home-service providers, financial-service-related providers, customer relationship management platforms, appointment and calendar systems, email or text-message providers, website hosting companies, analytics providers, form and application platforms, and compliance or verification providers.

Only information reasonably necessary for the applicable purpose should be provided.

Third-party companies maintain their own privacy practices, policies, and security procedures.

Certain products and services may require information such as your ZIP code, service location, utility territory, account information, or other eligibility information.

This information may be used to identify whether a product or service is available and, where appropriate, to facilitate enrollment.

Sensitive account information should only be requested when reasonably necessary for a legitimate enrollment or servicing purpose.

If you request information regarding insurance or Mortgage-Free Life-related solutions, additional information may be required to evaluate eligibility, provide illustrations, complete an insurance application, or facilitate underwriting.

Information required for an insurance application may be subject to additional carrier privacy notices and procedures.

Insurance information will be handled according to applicable carrier, licensing, regulatory, and legal requirements.

If you inquire about a business opportunity, we may collect information relevant to evaluating, communicating about, or onboarding you into that opportunity.

This may include contact information, location, licensing status, experience, availability, or other information you voluntarily provide.

Submitting information does not create an employment relationship.

This website may use cookies and similar technologies to help the website function properly and understand how visitors use it.

Cookies may be used for purposes such as remembering website preferences, maintaining website functionality, measuring traffic, understanding page usage, improving website performance, evaluating advertising or marketing effectiveness, and preventing fraud or misuse.

You may be able to control or disable cookies through your browser or device settings.

Disabling certain cookies may affect how portions of the website function.

We may use analytics, advertising, or website-performance tools provided by third parties.

These tools may collect information about website visits, device information, referral sources, page activity, or interactions with advertisements.

Third-party tools may use cookies or similar technologies according to their own privacy policies.

If you contact us through a social media platform, advertising platform, messaging service, scheduling service, or other third-party website, information you provide may also be subject to that platform's privacy policy.

We are not responsible for the privacy practices of websites or platforms we do not control.

This website may contain links to provider websites, scheduling systems, carrier websites, service providers, or other third-party resources.

Once you leave this website, the privacy practices of the destination website apply.

You should review the privacy policy of any third-party website before providing sensitive personal information.

Reasonable administrative, technical, and organizational measures may be used to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, electronic transmission, or data-storage system can be guaranteed to be 100% secure.

You should avoid sending highly sensitive information through ordinary email, text messages, or unsecured website forms unless specifically instructed to do so through an appropriate secure process.

Information may be retained for as long as reasonably necessary to respond to an inquiry, maintain customer or business records, provide requested services, complete an enrollment or application, meet provider requirements, satisfy legal or regulatory obligations, resolve disputes, and maintain appropriate business records.

Information that is no longer reasonably needed may be deleted, anonymized, or retained as required by applicable law.

Depending on where you live and which privacy laws apply, you may have rights regarding your personal information.

These rights may include the ability to request access to certain personal information, correction of inaccurate information, deletion of certain information, information regarding how your data is used, information regarding certain disclosures, and opt-out from certain communications.

Not every privacy right applies in every situation.

Identity verification may be required before a privacy request can be completed.

California residents may have additional privacy rights under applicable California law.

Depending on whether a particular law applies to the business and the circumstances involved, these rights may include requesting access to, correction of, or deletion of certain personal information and information about certain data practices.

We will respond to valid privacy requests as required by applicable law.

Products, services, and privacy requirements may vary by jurisdiction.

Where services are offered to individuals in Canada or Puerto Rico, applicable local laws and provider requirements may also apply.

Service availability should not be assumed merely because information appears on this website.

This website and the services discussed on it are intended primarily for adults.

We do not knowingly seek to collect personal information from children under the age required to provide valid consent under applicable law.

If personal information from a child is discovered to have been submitted improperly, reasonable steps may be taken to remove it.

Please do not submit unnecessary sensitive information through general website forms, social-media messages, ordinary text messages, or unsecured email.

Examples may include Social Security numbers, full banking information, passwords, complete credit-card numbers, medical records, and government identification numbers.

When sensitive information is legitimately required for a product or application, use the secure process provided for that purpose.

This Privacy Policy may be updated periodically to reflect changes in services, technology, providers, laws, or business practices.

The Last Updated date at the top of this page identifies the most recent revision.

Continued use of the website after changes are posted constitutes acknowledgment of the updated policy to the extent permitted by law.

If you have questions about this Privacy Policy, want to update information you provided, or wish to make a privacy-related request, please contact Beverly Gonzalez using the contact information provided on this website.

For text-message opt-outs, you may also reply STOP to the message you received.