Disclosures

Beverly Gonzalez operates as an independent representative and personal service concierge for various third-party products, services, and business opportunities.

This website is independently operated and should not be interpreted as the official corporate website of ACN, XOOM Energy, any utility company, insurance carrier, financial institution, telecommunications company, home-services provider, or other third-party company referenced on this website.

Third-party company names, trademarks, and service marks remain the property of their respective owners.

In areas where energy choice or energy deregulation is available, consumers may have the ability to select a competitive energy supplier while continuing to receive energy delivery and utility services from their local utility company.

Changing or selecting an energy supplier generally does not change the local utility responsible for delivering energy, maintaining utility infrastructure, reading meters, or responding to utility emergencies.

References to companies such as SoCalGas, PG&E, San Diego Gas & Electric, or other local utilities are provided to help explain service territories, utility delivery, or customer eligibility.

Unless specifically stated by the applicable utility, this website and Beverly Gonzalez are not employed by, endorsed by, sponsored by, or affiliated with the customer's local utility company.

Energy plans may include fixed-rate, variable-rate, or other pricing structures depending on the supplier, service area, and customer eligibility.

Energy rates, monthly charges, therm rates, electricity rates, fees, contract lengths, cancellation terms, and other plan details may vary by ZIP code, location, usage, market conditions, and provider.

Savings are not guaranteed.

A customer's actual cost may be affected by factors including energy consumption, utility delivery charges, supplier rates, taxes and fees, market conditions, customer location, selected plan, length of service, and promotional eligibility.

Any example showing potential savings, rate differences, or comparisons with utility pricing is provided for illustrative purposes unless otherwise stated.

Customers should review the supplier's official pricing information, terms and conditions, and enrollment disclosures before enrolling.

Certain products or energy plans may include promotional benefits, rewards, airline miles, loyalty points, gift cards, pet-related benefits, credits, discounts, or other incentives.

These benefits may vary by provider, product, ZIP code, service area, enrollment date, customer eligibility, and promotion period.

Promotional terms may be changed, replaced, suspended, or discontinued by the provider.

Any specific reward amount, mileage amount, point value, discount, credit, or promotional benefit should be confirmed using the provider's current official offer terms before enrollment.

This website may contain information about independent business opportunities, customer acquisition, commissions, bonuses, residual income, team building, leadership opportunities, or other forms of compensation.

Earnings are not guaranteed. Individual results vary.

Actual earnings may depend on many factors, including individual effort, experience, sales ability, customer acquisition, customer retention, team development, business expenses, available products, market conditions, and other circumstances.

Any examples involving weekly income, monthly income, bonuses, commissions, residual income, customer counts, team size, sales volume, or long-term earnings are provided for illustration and education only.

They should not be interpreted as promises, representations, or guarantees that any person will achieve the same or similar results.

Participation in a business opportunity involves effort and does not guarantee income.

Information concerning life insurance, mortgage protection concepts, retirement strategies, annuities, cash-value insurance, final expense coverage, or other insurance-related strategies is provided for general educational purposes.

Insurance products and recommendations may be subject to state licensing requirements, carrier availability, underwriting, age and health eligibility, product availability, financial suitability, carrier approval, and other criteria.

Specific insurance recommendations, illustrations, coverage amounts, premiums, benefits, and product information should be provided through an appropriately licensed insurance professional and the applicable insurance carrier.

Nothing on this website should be interpreted as individualized legal, tax, accounting, investment, or financial advice.

Consumers should consider their individual circumstances and consult the appropriate qualified professional when necessary.

The term Mortgage-Free Life may be used to describe educational concepts or strategies designed to help individuals explore ways of protecting their families, managing financial risk, or addressing mortgage-related financial concerns.

Use of the term does not mean or guarantee that a customer's mortgage will be paid off, eliminated, forgiven, or satisfied within any particular period.

Results depend on the individual's circumstances, selected products, available resources, financial decisions, and other factors.

Products and services displayed or discussed on this website may not be available in every state, province, territory, utility market, or geographic area.

Availability may depend on factors including customer location, ZIP code, licensing, carrier authorization, utility territory, provider coverage, underwriting, credit qualification, customer eligibility, and applicable laws and regulations.

Submitting an inquiry does not guarantee eligibility or approval for any particular product, service, plan, or opportunity.

Many products and services discussed on this website are provided by independent third-party companies.

Those providers may maintain their own terms and conditions, privacy policies, enrollment agreements, pricing, eligibility rules, service agreements, cancellation policies, and product disclosures.

Customers should review applicable provider documentation before making a purchase or enrollment decision.

If information appearing on this website conflicts with the official documentation of the applicable provider, the provider's official documentation controls.

Every reasonable effort is made to keep the information on this website useful and accurate.

However, products, services, pricing, promotions, regulations, compensation structures, provider relationships, and availability may change.

Information on this website therefore should not be interpreted as a contractual promise or guarantee.

Use of this website does not create an attorney-client, financial-advisor, fiduciary, insurance-advisor, or other professional advisory relationship.

No representation or guarantee is made regarding any particular energy savings, financial savings, insurance result, approval, coverage, enrollment, business income, commission, residual income, customer reward, promotion, or financial outcome.

Individual circumstances and results vary.

The purpose of this website is to help people understand available options and connect with appropriate providers or professionals when additional information is needed.

Before enrolling in a service, selecting an energy plan, purchasing insurance, or participating in a business opportunity, consumers are encouraged to review the applicable official documents and ask questions about anything they do not understand.

Our goal is simple: provide clear information, explain available choices, and help you make a decision that fits your individual needs.